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Privacy Policy

Last updated: September 1, 2025

Introduction

At ExpenseRecord (expenserecord.com), we take your privacy seriously. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our expense tracking service, including our website and mobile applications.

By using ExpenseRecord, you agree to the collection and use of information in accordance with this policy. We will not use or share your information with anyone except as described in this Privacy Policy.

Information We Collect

Personal Information

  • • Email address (for account creation and communication)
  • • Name (optional, for personalization)
  • • Profile information you choose to provide

Financial Data

  • • Expense records and transaction details
  • • Budget information and financial goals
  • • Category preferences and spending patterns
  • • Currency preferences and settings

Technical Information

  • • Device information (type, operating system, browser)
  • • IP address and approximate location
  • • Usage data and analytics
  • • Log files and error reports

How We Use Your Information

Service Provision

  • • Provide and maintain our expense tracking service
  • • Process and store your financial data securely
  • • Generate reports, insights, and analytics
  • • Synchronize data across your devices

Communication

  • • Send account-related notifications
  • • Provide customer support
  • • Send budget alerts and reminders (if enabled)
  • • Notify you of important service updates

Improvement and Security

  • • Improve our service and user experience
  • • Detect and prevent fraud or abuse
  • • Ensure system security and stability
  • • Comply with legal obligations

Data Protection & Security

We implement industry-standard security measures to protect your personal information:

  • Encryption: All data is encrypted in transit (HTTPS/TLS) and at rest
  • Authentication: Secure JWT-based authentication system
  • Access Control: Strict access controls and regular security audits
  • Infrastructure: Secure hosting with regular backups and monitoring
  • Privacy by Design: Data minimization and purpose limitation principles

Third-Party Services

Our mobile application utilizes third-party services to enhance functionality and user experience. Only aggregated, anonymized data may be shared with these services to help us improve our application and service quality.

Third-party services we use include:

These third-party services operate under their own privacy policies and may collect information to provide their services. We recommend reviewing their privacy policies to understand how they handle your data.

Information Sharing & Disclosure

We do not sell, trade, or rent your personal information to third parties.We may share or disclose your information only in the following circumstances:

  • Trusted Service Providers: With third-party services that work on our behalf to operate our platform (hosting, analytics, support). These providers do not have independent use of your information and must adhere to strict confidentiality agreements
  • Legal Compliance: When required by law, subpoena, court order, or similar legal process
  • Safety & Security: When we believe in good faith that disclosure is necessary to protect our rights, your safety, the safety of others, investigate fraud, or respond to government requests
  • Business Transfer: In the event of a merger, acquisition, or sale of assets
  • Your Consent: When you explicitly consent to sharing specific information

All third-party service providers are bound by strict confidentiality agreements and data protection requirements consistent with this privacy policy.

Cookies & Tracking

We use cookies and similar technologies to enhance your experience:

  • Essential Cookies: Required for basic functionality and security
  • Preference Cookies: Remember your settings and preferences
  • Analytics Cookies: Help us understand how you use our service

You can control cookie preferences through your browser settings. Note that disabling certain cookies may affect functionality.

Your Privacy Rights

You have the following rights regarding your personal data:

Data Retention

We retain your information for as long as necessary to:

  • Provide our services to you
  • Comply with legal obligations
  • Resolve disputes and enforce agreements
  • Improve our services

When you delete your account, we will delete your personal data within 30 days, except where retention is required by law or for legitimate business purposes.

Children's Privacy

ExpenseRecord is not intended for children under 13 years of age. We do not knowingly collect personal information from children under 13. If we become aware that we have collected personal information from a child under 13, we will take steps to delete such information.

Changes to This Policy

We may update this Privacy Policy from time to time.

Your continued use of ExpenseRecord after any changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions about this Privacy Policy or our privacy practices, please contact us:

  • Email:
  • Website: expenserecord.com

We will respond to your inquiry within 10 days of receipt.