Free • AI-Powered • No ads

Make every penny countwith future‑smart tracking

The best free expense tracker and spending tracker to master your money. Simplify expense management with smart budgets and real-time insights.

Private by design
40+ currencies supported

Savings simulator

See how tiny improvements add up.

$
18%
Potential savings this year
$6,480
Avg. daily insights
Real‑time
Budget alerts
Instant
Price
Free
New Feature

Meet your financial co-pilot

Stop digging through spreadsheets. Just ask your AI assistant about your spending, trends, or get personalized advice to save more.

"How much did I spend on dining this month?"

"Show me my spending trend for the last 6 months."

"Give me tips to reduce my grocery bill."

Penny - AI Assistant
Always available
How is my budget looking for this month?

You've spent $1,240 of your $2,000 monthly budget.

You're on track! 🎉 However, I noticed high spending on food delivery vs. groceries. You could save ~$200/mo by cooking at least one meal a day at home.

Have I given loan to anyone in last 3 months?

Live analytics

Daily & monthly visuals. Better than any expense tracker printable.

Budgets that stick

Set category caps. The best way to track business expenses and personal spending.

AI Finance Assistant

Chat with your data. Get instant insights, trends, and financial advice.

Secure & private

Local token auth. No ads. Your business expense tracker data stays yours.

Track on the go with our mobile apps

Log expenses instantly, get budget nudges in real time, and watch savings compound — wherever you are.

4.9 • Community rated